Travel Insurance Policy provides Medical Expenses for a sudden and unexpected illness or accident whilst traveling outside Kenya and is extended to cover;-
a) Personal Accident which covers death or permanent disability
b) Hospital benefit which is a fixed cash amount per day while hospitalized
c) Loss of checked baggage
d) Delay of checked Baggage
e) Loss of passport
f) Personality Liability
g) Travel Delay
h) Hijack
This is not a General Health Policy and will not pay for claims that arise out of a pre- existing medical condition.
This Insurance is only valid for persons who are permanent residents of Kenya
SCHEDULE OF BENEFITS Maximum Sum Insured (US$) Excess | |||
Section A | Personal Accident | Death up to US$ 25,000 Loss of Limb up to US$ 25,000 Permanent total Disability up to US$ 25,000 Death benefits for children over 70 years US$ 25,000 | Nil |
Section B | Medical and Emergency Expenses | Up to US$ 100,000 | US$ 100 |
Section C | Hospital Benefits | US$10 for each day 24 hours of hospitalization up to a maximum of US$100 | Nil |
Section D | Loss of checked baggage | Up to US$ 1,000 | US$100 |
Section E | Delay of checked Baggage | US$ 50 for each 12 hour period of delay up to a maximum of US$ 150 | 12 hours |
Section F | Loss of passport | Up to US$ 150 | Nil |
Section G | Personality Liability | Up to US$ 200,000 | US$200 in respect of Third Party Property Damage claims only |
Section H | Travel Delay | US$10 per hour up to maximum of US$ 50 | 12 hours |
Section I | Hijack | US$ 50 per day up to maximum US$ 500 | 24 hours
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