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Wednesday, April 24, 2019

General Insurance

We at Kenindia take time to assess and analyse the risks facing our individual clients.


Liability insurance is concerned with protecting the insured against legal liability for omissions or acts causing death, bodily injury, or disease to third parties or loss or damage to their property. An employer might also incur liability in respect of employees for accidents suffered in the cause of employment. Covers are arranged to provide indemnity for the liability incurred as follows:

  • Liability under the Workmen's Compensation Act
  • Employer's Liability
  • Products Liability
  • Professional Indemnity
  • Public Liability


Marine covers protect the assured person against losses and/or liabilities arising out of a marine venture. Similarly, aviation insurance covers losses and/or liabilities arising from the use/handling of aircrafts. The following policies can be arranged:

  • Marine Hull
  • Marine Cargo
  • Marine Liabilities
  • Aircraft Hull
  • Air Cargo
  • Aviation Liabilities
  • Aviation - Airport Operators' & Hangar Keepers' Liability


All machinery is susceptible to explosion or loss/damage resulting from sudden and unforeseen damage. Damage might also occur whilst machinery is in transit, during dismantling, loading/unloading, erection, testing and maintenance. These risks are covered under various policies such as:

  • Machinery Breakdown
  • Boiler Insurance
  • Lift Insurance
  • Computer Machinery Breakdown
  • Contactors' All Risks
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