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Wednesday, April 24, 2019

Education Endowment

This is a plan with the money back installments payable during the last five years of the policy term. The benefits as a percentage of the sum assured are given below:

Last but 4 years 15%  
Last but 3 years 15%  
Last but 2 years 15%  
Last but 1 years 15%  
Completed term 50% & Bonus


In the event of death of parent the further premiums are waived (the premium waiver benefit is in-built for disability and death of parent) and the policy continues with the above benefits continuing.

In addition, on 1% of the sum assured is payable monthly for the benefit of the child till the term of the policy is completed.

There is also an in-built accidental loss of limbs benefit for the child of twice the sum assured and reimbursement of medical expenses up to 25% of the sum assured.

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