This is a plan with the money back installments payable during the last five years of the policy term. The benefits as a percentage of the sum assured are given below:

In the event of death of parent the further premiums are waived (the premium waiver benefit is in-built for disability and death of parent) and the policy continues with the above benefits continuing.

In addition, on 1% of the sum assured is payable monthly for the benefit of the child till the term of the policy is completed.

There is also an in-built accidental loss of limbs benefit for the child of twice the sum assured and reimbursement of medical expenses up to 25% of the sum assured.