Our pure risk cover is called “TERM ASSURANCE PLAN”. This plan covers the life risk during the premium paying term, but no maturity value is payable on completion of the term. This is a plan where the life cover can be availed at very low premium rates. Premiums are usually payable for a specified term of years or until death occurs. The proposer is required to pay the medical examination fees. No surrender, loan or paid up values will be granted under this policy. Persons over the age of fifty are not eligible for this insurance plan. The minimum sum assured that may be proposed is Kshs 1,000,000.00. Also, there are NO riders are allowed on this plan.