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Wednesday, December 13, 2017

Burglary Insurance

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INTRODUCTION

  • The proposal form forms the basis of the contract.
  • The consideration for indemnity being premiums.
  • Upfront payment of premiums is mandatory before commencement of cover.

RISK

Theft following forcible or violent entry into or exit from the premises by a person or persons committing such theft.

COVER

  • Stock in Trade the property of the insured or property held in trust or commission for which he/she will be held responsible.
  • On furniture, fixtures and fittings.
  • On office equipment.

EXTENTIONS

The policy may be extended to include hold up.

EXCLUSIONS

The Policy will not extend to cover loss or damage by fire or destruction due to accident, damage to plate glass, loss due to volcanic activities, war like activities or radioactivity of any nature.

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